Enrichment • Categorization • Insights

Make messy transactions usable.

PRISM DATA SYSTEMS LLC helps fintech and personal finance apps turn raw bank transactions into clean merchants, consistent categories, and actionable analytics — via simple, developer-friendly APIs.

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Low-latency responses

Built for scale

Privacy-first design

Enrichment API

POST /v1/enrich

{
  "transactions": [
    {
      "id": "tx_001",
      "description": "SQ *BLUE BOTTLE COFFEE",
      "amount": -6.45,
      "currency": "USD",
      "date": "2026-01-07"
    }
  ]
}

Normalized Merchant

Blue Bottle Coffee

Everything you need to make transactions reliable

Plug in raw transaction feeds and get consistent, high-signal outputs suitable for dashboards, rules engines, and downstream ML.

Merchant normalization

Turn noisy descriptors into stable merchant entities for cleaner reporting and deduped analytics.

Categorization

Assign consistent categories for spend analysis, budgeting, and alerts.

Insights & trends

Cashflow summaries, recurring bills, and anomaly hints to power smarter experiences.

Risk & quality signals

Confidence scores and structured metadata so you can make deterministic decisions.

Developer friendly

Clean JSON, consistent schemas, fast onboarding, and predictable versioning.

Low-latency

Built for real-time UX with batch support for backfills and warehousing.

How it works

A simple pipeline that fits modern fintech stacks — without leaking sensitive data.

1

Send transactions (batch or stream)

Provide descriptors, amounts, dates, and optional context.
2

Enrich + normalize

Get stable merchants, categories, and structured metadata.
3

Power your product

Use outputs for budgeting, search, insights, underwriting, or alerts.

Example response

200 OK

{
  "results": [
    {
      "id": "tx_001",
      "merchant": {
        "name": "Blue Bottle Coffee",
        "confidence": 0.93
      },
      "category": "Coffee Shops",
      "recurring": true,
      "tags": ["food_and_drink", "subscription_candidate"]
    }
  ],
  "meta": {
    "version": "2026-01",
    "latency_ms_p50": 48
  }
}

Schemas are versioned; you control upgrades. Latency shown is illustrative.

Security & privacy by design

We build for minimal data exposure and clear controls. You decide what to send; we focus on deriving signal.

Transport security (TLS) and API-key based access controls.
Least-privilege data model: enrichment can work on descriptors + amount + date.
Optional redaction fields to avoid sending user-identifying metadata.
Clear retention policy alignment for production use (available on request).

Built for regulated environments

If you're building in fintech, you need predictable controls. We can support:

Audit-ready logs

Request IDs + traceability

Access segmentation

Keys per env / customer

Data minimization

Send only what's needed

Versioned outputs

Stable downstream systems

Note: This page is informational and not a contractual security statement.

Pricing that scales with your usage

Start with a sandbox. Move to production when you're ready. Custom plans available for high-volume use.

Prices shown are example placeholders — tailor to your actual offering.

Sandbox

$0/mo

For development and evaluation.

• Rate-limited API keys
• Test data only
• Email support

Get sandbox key

Production

FAQ

Common questions from builders.

What do you need to enrich a transaction? ▾

Typically: description, amount, currency, and date. Optional context (MCC, account type, channel) can improve confidence, but isn't strictly required.

Do you store end-user PII? ▾

This landing page reflects a privacy-first approach: send only what's necessary. For production, define retention and handling in your terms and security documentation.

Can I use this for a personal finance app (not B2B)? ▾

Yes — the same enrichment primitives power budgeting, spend insights, and alerts for consumer apps.

Do you support batch processing? ▾

Yes. Use batch endpoints for backfills or warehousing, and lower-latency endpoints for interactive UX.

Get in touch

Tell us what you're building and what volume you expect. We'll respond with next steps and access options.

Company

Legal name: PRISM DATA SYSTEMS LLC
Support: info@tryprismdata.com
Website: tryprismdata.com

Access request

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